Say Yes to No Debt: 12 Steps to Financial Freedom
. No debt, no deficits, and no delinquencies. Drawing on his years of experience as a pastor, public policy
maker, and community leader, DeForest “Buster” Soaries, Jr. shares the keys to debt-free living
in this groundbreaking, life-changing new approach. This
is not another financial literacy program. Soaries believes
living in debt is an emotional, spiritual and psychological problem as much as it is an educational and
informational one. Soaries has helped hundreds of families get out of debt. Find out how you can leave a financial legacy of your own by saying yes to no debt. Says Soaries: “There may be no greater need than to understand the
value and joy of debt-free living. There may be no greater legacy we can leave our children.”
Paperback: 224 pages | ISBN-10: 0310343968
dfree® Lifestyle (Workbook)
“My goal is that you will discover more about yourself than you do about money by the time you complete this experience.
That is why I call it the dfree®
lifestyle.” So says author Dr. DeForest B. Soaries, Jr., who shares vital
keys to debt-free living and practice activities in this workbook companion to Say Yes to No Debt: 12 Steps to Financial Freedom
. The principles that dfree®
promotes are very simple: No debt:
Pay as we go use cash and debit cards rather than credit cards. Live without debt. No delinquencies: Pay
bills on time avoid late payments and late fees. No deficits: Live below our means spend less than we earn.
According to Dr. Soaries: “These three principles translate into financial wellness and the money we find
creates a path toward wealth creation.”
Paperback: 101 pages | ISBN-10: 1630385018
Meditations for Financial Freedom Vol. 1
Using personal and biblical stories and verses, Meditations for Financial Freedom (Vol. 1)
is the first installment of a twelve-part series aimed at helping people who are attempting to attain and
maintain financial freedom.
This book offers daily meditations that inform and inspire – make you laugh and make you cry – with reflections
that walk through the books of The Bible and highlight concepts that address financial issues including saving,
investing, retirement, employment, entrepreneurship and a myriad of subjects relevant to personal finance.
Paperback: 74 pages | ISBN-10: 0997243600
Meditations for Financial Freedom Vol. 2
Using personal and Biblical stories and verses, Meditations for Financial Freedom (Vol. 2)
is the second installment
of a twelve-part series aimed at helping people who are attempting to attain and maintain financial freedom.
Each day’s meditation offers the reader an opportunity to consider one financial challenge and encounter a brief
thought or prayer related to each idea. Use this book for seven minutes a day for reflection and financial guidance
from a Biblical context.
Paperback: 74 pages | ISBN-10: 0997243627
Your dfree® for Seasoned Citizens: A Resource for Senior Citizens
Do you know how much debt you owe? Do you have a plan that guides your spending? Are you able to pay all your bills on time, every month? Do you have an emergency contingency income plan? Do you have enough financial resources to handle an emergency? If you answered, “no” to any of the above questions, you are a great participant in the dfree® movement. Many seniors have joined dfree® because they have found themselves with financial questions and struggles. Maybe you never took the financial steps necessary to support your retirement. Maybe you planned well but have found yourself in debt after helping family members or friends. Or, maybe you weren’t expecting to retire but suddenly found yourself unemployed or facing a major health condition. These are just some of the common experiences that leave seniors needing financial advice. dfree® can help.
Paperback: 54 pages | ISBN-10: 099724366X
Your dfree® for Entrepreneurs: A Resource for Entrepreneurs and the Self Employed
If you haven’t yet, you should read Dr. DeForest Soaries’ Say Yes to No Debt: 12 Steps to Financial Freedom, which contains the dfree® principles and strategies that will lead you to a life of financial security where you can give back to others. This supplement to the book is a must-read for entrepreneurs. You might also find more information about dfree® through your church or community organization. If your church or group doesn’t participate in dfree®, perhaps you can encourage your leaders to do so. Do you know how much debt you owe? Do you have a plan that guides your spending? Are you ableto pay all your bills on time, every month? Do you have an emergency contingency plan? Do youhave enough financial resources to handle an emergency? If you answered, “no” to any of the abovequestions, you should consider participating in the dfree® movement. Many entrepreneurs have joined dfree® because they have found themselves with financial questions and struggles. Maybe you have taken on too much debt for yourself. Maybe you have counted on your business to provide for you in your golden years and haven’t properly planned for retirement. Or maybe you just have poor cash-flow management.
Paperback: 95 pages | ASIN: B07MCRD495
Your dfree® for Young Adults Kindle Edition
Although young adults are technically savvy, when it comes to financial management many are in debt, delinquent and living in deficit. Many of them feel they have not been provided with the information they need to make good financial decisions.
Kindle Edition: 145 pages | ASIN: B07XD6M1VG