Billion Dollar Challenge

The Billion Dollar Challenge is a dfree® interactive web tool to lead individuals in paying down one billion dollars of consumer debt. * www.billiondollarpaydown.com

The Billion Dollar Challenge was created to help tackle debt and savings with our online tracking tool. It’s fun and easy-to-use. Make it friendly competition - you can do it in a group too!

Participate in the Billion Dollar Challenge!



Now there’s even more incentive to take the Billion Dollar Challenge. Legal residents of the United States can win cash prizes! If you’re on this website, you’re likely in debt and could use extra cash to paydown that debt. BDC wants to help so we’ve created contest opportunities, in 2020-21, to win cash prizes. Quarterly contest individuals will be selected in November, January, April and July to win $150 prizes. Two grand contest winners, one group and one individual, will be selected to win $1,500 prizes and announced by July 2021. All you have to do is follow contest rules and enter by properly using the Quarterly Entry Form or the Grand Entry Form. For more, read Quarterly Official Rules and/or Grand Official Rules.


BDC Rewards are only available to legal residents of the 50 U.S. states and Puerto Rico who are 18 years of age or older. This section of the BDC website is not directed at non-legal U.S. residents. No purchase necessary to enter.