Say Yes to No Debt: 12 Steps to Financial Freedom

dfree. No debt, no deficits, and no delinquencies. Drawing on his years of experience as a pastor, public policy maker, and community leader, DeForest ‘Buster’ Soaries, Jr. shares the four vital keys to debt-free living in this groundbreaking, life-changing new approach. ‘The idea that we would be voluntary slaves is offensive to all of our sensibilities,’ says Soaries, ‘But when we continue to spend what we don’t have, charge what we don’t need, and borrow more than we can repay, then we must call the problem what it is: slavery.’ This is not another financial literacy program assuming that all people need is information. Soaries believes living in debt is an emotional, spiritual, and psychological problem as much as it is an educational and informational one.

Here, Soaries shares the four vital keys to debt-free living that have helped hundreds of families in his church get out of debt. By replacing the ‘get more money’ mentality with a ‘get out of debt’ approach to financial freedom, not only were hundreds of people able to go debt free, his church’s offerings increased by $1 million dollars–during the recession. Find out how you can leave a financial legacy of your own by saying yes to no debt. Says Soaries: ‘There may be no greater need than to understand the value and joy of debt-free living. There may be no greater legacy we can leave our children.’

Paperback: 224 pages | ISBN-10: 0310333148

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dfree Lifestyle

My goal is that you will discover more about yourself than you do about money by the time you complete this experience. That is why I call it the dfree® lifestyle. So says author Dr. DeForest B. Soaries, Jr., who shares vital keys to debt-free living in Say Yes to No Debt: 12 Steps to Financial Freedom, his book that features a groundbreaking, life-changing approach to debt elimination.

The principles that dfree® promotes are very simple: No debt: Pay as we go use cash and debit cards rather than credit cards. Live without debt. No delinquencies: Pay bills on time avoid late payments and late fees. No deficits: Live below our means spend less than we earn. According to Dr. Soaries: These three principles translate into financial wellness and the money we find creates a path toward wealth creation. The results of the dfree® lifestyle will actually surprise you! I never learned to manage money.

What I did learn was to manage my life and then use money to reach my goals. That is what this workbook is designed to help you accomplish also. As the Senior Pastor of First Baptist Church of Lincoln Gardens in Somerset, New Jersey, Dr. Soaries fittingly cites Proverbs 22:7 as a foundational Bible verse: The rich rule over the poor, and the borrower is slave to the lender.

Paperback: 101 pages ISBN-10: 1630385018

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