dfree® is a clear, easy-to-follow program that takes you through 12 important steps:
You will establish life goals, track spending, list income and bills, establish banking relationships, and secure all financial documents and records.
You will create a spending plan, start Power Savings, start making Power Payments, and set retirement goals.
You will save more money, buy insurance, conduct estate planning/create or update will, and plan for retirement.
You will maintain a great credit score, build wealth, complete dfree® trainer training, accumulate 14 dfree® volunteer hours, and identify a place to serve.